1 Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. The interest rate is subject to change daily. If the account is closed prior to the interest payment date, no interest will be paid. Fees may be charged to the account which could reduce earnings on the account. The Annual Percentage Yield (APY) is accurate as of 04/17/20.
2 After the age of 23, the minimum balance requirement is $100 or a $5 service charge will apply.
3 Statements for electronic transfers are sent monthly. A statement showing compounded interest will be provided at the end of each quarter: March, June, September, and December.
Pre-authorized withdrawals or transfers to another account are limited to six per month. Each additional withdrawal within the same month will be charged $10.00.
FDIC-insured up to the maximum allowed by law